The Latest Fixed Deposit Interest Rates: Oct 30, 2026

A fixed deposit is a trusted way to maintain liquidity and earn an assured rate of return on the capital. Interest rates vary from one bank to another. Let’s take a comprehensive look at the interest rates on offer today. – Bank <1 year 1 to 2 years 2 to 3 years 3 to 5 years w.e.f FOREIGN BANKS DBS Bank 6 6.5 6.5 6.5 Sep 30 Deutsche Bank 5 7 6.25 6.25 Jul 25 HSBC 4.1 5.5 5.35 5.5 Jul 17 Standard Chartered 5.75 6.6 6.5 6.5 Aug 01 INDIAN: PUBLIC SECTOR BANKS Bank of Maharashtra 5.25 6.65 5.25 5 Sep 14 Bank of Baroda 6 6.6 6.5 6.4 Jun 12 Bank of India 5.5 6.6 6.7 6.25 May 18 Canara Bank 5.5 6.6 6.25 6.25 Mar 17 Central Bank of India 6.5 6.75 6.25 6 Oct 30 Indian Bank 6.2 6.8 6.75 6.05 Oct 23 Indian Overseas Bank 5.5 6.6 6.4 6.1 May 15 Punjab National Bank 5.6 6.6 6.35 6.35 Jun 01 Punjab & Sind Bank 4.85 6.9 6.1 5.95 Oct 20 State Bank of India 5.9 6.45 6.4 6.3 Dec 15 UCO Bank 5 6.45 6.1 6 Apr 01 Union Bank 5.6 6.55 6.1 6 Aug 04 INDIAN: PRIVATE SECTOR BANKS Axis Bank 5.75 6.6 6.6 6.6 Oct 29 Bandhan Bank 4.20 7.45 7.45 7.25 Jun 20 CSB Bank 6 7.1 7 5.75 Sep 05 City Union Bank 6.25 7.3 7.3 6.55 Oct 21 DCB Bank 6.5 7.4 7.45 7.5 Oct 27 Dhanlaxmi Bank 5.5 7.1 6.5 7.25 Oct 01 Federal Bank 6 6.65 6.5 6.7 Sep 29 HDFC Bank 5.75 6.45 6.45 6.5 Aug 19 ICICI Bank 5.5 6.3 6.55 6.6 Oct 30 IDBI Bank 5.8 6.45 6.5 6.55 Sep 21 IDFC First Bank 6.5 7.1 7.1 6.75 Sep 01 IndusInd Bank 6.25 7.25 7.25 6.65 Oct 30 J & K Bank 6 6.75 7.05 6.75 Oct 08 Karnataka Bank 5.75 7 6.15 6.15 Jun 08 Kotak Bank 6 6.75 6.75 6.4 Oct 28 Karur Vysya Bank 7 7.2 6.55 6.55 Jun 08 RBL Bank 6.85 7.35 7.1 6.85 Oct 01 South Indian Bank 5.9 6.6 6.8 6.2 Jun 19 Tamilnad Mercantile Bank 6.5 7.25 7 6.7 Apr 10 TNSC Bank 6.85 7.35 7.1 6.85 NA Yes Bank 6.5 7 7 6.75 Jun 02 SMALL FINANCE BANKS AU Small Finance Bank 6.35 7.1 7.4 7 Sep 01 Equitas Small Finance Bank 6.35 7.1 7.75 8 Jun 16 ESAF Small Finance Bank 6 7.75 8 6 Aug 17 Jana Small Finance Bank 7 7.3 8 7.77 Oct 22 Suryoday Small Finance Bank 6.5 8.01 8.1 8.25 Oct 30 Utkarsh Small Finance Bank 6 8.1 7.5 7.25 May 05 Ujjivan Small Finance Bank 6 7.55 7.25 8.1 Oct 24 – Compiled by BankBazaar.com from respective bank’s website as on the date mentioned above. Note that fixed interest rates may be subject to a revision after a specified tenure depending on the bank’s T&Cs. Some banks/FIs allow fixed rate only for a definite period and thereafter prevailing floating rates are made applicable. A fixed deposit is a trusted way to maintain liquidity and earn an assured rate of return on the capital. Interest rates vary from one bank to another. Let’s take a comprehensive look at the interest rates on offer today. – Bank <1 year 1 to 2 years 2 to 3 years 3 to 5 years w.e.f FOREIGN BANKS DBS Bank 6 6.5 6.5 6.5 Sep 30 Deutsche Bank 5 7 6.25 6.25 Jul 25 HSBC 4.1 5.5 5.35 5.5 Jul 17 Standard Chartered 5.75 6.6 6.5 6.5 Aug 01 INDIAN: PUBLIC SECTOR BANKS Bank of Maharashtra 5.25 6.65 5.25 5 Sep 14 Bank of Baroda 6 6.6 6.5 6.4 Jun 12 Bank of India 5.5 6.6 6.7 6.25 May 18 Canara Bank 5.5 6.6 6.25 6.25 Mar 17 Central Bank of India 6.5 6.75 6.25 6 Oct 30 Indian Bank 6.2 6.8 6.75 6.05 Oct 23 Indian Overseas Bank 5.5 6.6 6.4 6.1 May 15 Punjab National Bank 5.6 6.6 6.35 6.35 Jun 01 Punjab & Sind Bank 4.85 6.9 6.1 5.95 Oct 20 State Bank of India 5.9 6.45 6.4 6.3 Dec 15 UCO Bank 5 6.45 6.1 6 Apr 01 Union Bank 5.6 6.55 6.1 6 Aug 04 INDIAN: PRIVATE SECTOR BANKS Axis Bank 5.75 6.6 6.6 6.6 Oct 29 Bandhan Bank 4.20 7.45 7.45 7.25 Jun 20 CSB Bank 6 7.1 7 5.75 Sep 05 City Union Bank 6.25 7.3 7.3 6.55 Oct 21 DCB Bank 6.5 7.4 7.45 7.5 Oct 27 Dhanlaxmi Bank 5.5 7.1 6.5 7.25 Oct 01 Federal Bank 6 6.65 6.5 6.7 Sep 29 HDFC Bank 5.75 6.45 6.45 6.5 Aug 19 ICICI Bank 5.5 6.3 6.55 6.6 Oct 30 IDBI Bank 5.8 6.45 6.5 6.55 Sep 21 IDFC First Bank 6.5 7.1 7.1 6.75 Sep 01 IndusInd Bank 6.25 7.25 7.25 6.65 Oct 30 J & K Bank 6 6.75 7.05 6.75 Oct 08 Karnataka Bank 5.75 7 6.15 6.15 Jun 08 Kotak Bank 6 6.75 6.75 6.4 Oct 28 Karur Vysya Bank 7 7.2 6.55 6.55 Jun 08 RBL Bank 6.85 7.35 7.1 6.85 Oct 01 South Indian Bank 5.9 6.6 6.8 6.2 Jun 19 Tamilnad Mercantile Bank 6.5 7.25 7 6.7 Apr 10 TNSC Bank 6.85 7.35 7.1 6.85 NA Yes Bank 6.5 7 7 6.75 Jun 02 SMALL FINANCE BANKS AU Small Finance Bank 6.35 7.1 7.4 7 Sep 01 Equitas Small Finance Bank 6.35 7.1 7.75 8 Jun 16 ESAF Small Finance Bank 6 7.75 8 6 Aug 17 Jana Small Finance Bank 7 7.3 8 7.77 Oct 22 Suryoday Small Finance Bank 6.5 8.01 8.1 8.25 Oct 30 Utkarsh Small Finance Bank 6 8.1 7.5 7.25 May 05 Ujjivan Small Finance Bank 6 7.55 7.25 8.1 Oct 24 – Compiled by BankBazaar.com from respective bank’s website as on the date mentioned above. Note that fixed interest rates may be subject to a revision after a specified tenure depending on the bank’s T&Cs. Some banks/FIs allow fixed rate only for a definite period and thereafter prevailing floating rates are made applicable.